CCCS Website Credit is when you borrow money and agree to pay it back later with interest. It’s handy for big purchases, unexpected expenses, or creating a financial safety net. But it’s not just about getting money; it also affects how others see your finances and what you can do with money in the future.
By the end of this course, you will be able to:
- Understand when it’s smart and when it’s not smart to use credit and borrow money.
- Learn how to read your own credit report and credit score and understand how they affect your finances.